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Irvine, California 92612

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This communication and any documents, files or previous e- mail messages attached to it, constitute an electronic communication within the scope of the Electronic Communication Privacy Act, 18 USCA 2510. This communication may contain non- public, confidential, or legally privileged information intended for the sole use of the designated recipient(s). The unlawful interception, use or disclosure of such information is strictly prohibited pursuant to 18 USCA 2511 and any applicable laws. If you are not the intended recipient, or have received this communication in error, please notify the sender immediately by reply e- mail and delete all copies of this communication, including attachments, without reading them or saving them to disk.

All rates are subject to change until each loan has closed. All loan pre-approvals, approvals, pre-qualifications, and qualifications are conditional and contingent upon receipt and satisfactory review of all required documentation, meeting all program guidelines and requirements, and final underwriting approval.

This email was not intended to provide legal or tax advice. It is recommended that the intended recipient seek proper legal or tax advice from an attorney or CPA.

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